zeb.rolfes.schierenbeck.associates is one of the leading management consultancies specializing in the financial services sector. The company was founded in 1992 by Prof. Dr. Bernd Rolfes and Prof. Dr. Dres. h.c. Henner Schierenbeck in Münster, Germany. zeb soon positioned itself as a partner for financial service providers that attaches equal importance to quality of design and practical implementation. In 18 offices in Germany, Austria, the Czech Republic, Denmark, Hungary, Italy, Luxembourg, Norway, Poland, Russia, Sweden, Switzerland and Ukraine, more than 900 employees support our clients—banks, savings banks, insurance companies and other financial institutions—along the entire value added chain.